Getting a driver’s license is an important rite of passage for many teens. Unfortunately, that license also brings with it a number of potential hazards. Teens have a higher likelihood of accidents than other drivers, often resulting in more severe property damage and injuries. After teen driving accidents in Florence, injured parties can seek compensation through the teen’s insurance policy. Contacting a dedicated car accident attorney is the first step in recovering the compensation you deserve.

Parental Liability for Teen Driving Accidents

In this state, parents must sign a teen’s driver’s license application, assuming responsibility for their actions on the road. As a result, they may be liable if their teen causes an accident. Additionally, parents can face liability for negligent supervision if an unlicensed teen operates a vehicle.

Most teen driving accidents in Florence will result in claims that go through the teen driver’s insurance policy, which may fall under a parent’s policy.

Compensation for Teen Driving Accident Injuries

The state follows a choice no-fault system for auto accident liability, requiring most drivers to carry no-fault or personal injury protection (PIP) insurance. Injured individuals in an accident with a teen driver must first rely on their own insurance to cover initial damages. PIP insurance compensates for medical expenses and lost wages, offering crucial financial relief after an accident.

However, the state allows drivers to opt out of no-fault coverage by filing a written declaration with the Department of Insurance. In that case, drivers would pursue compensation from the teen driver’s insurance policy when the teen driver causes an accident.

Individuals with personal injury protection coverage can also file a claim for any damages that exceed the protection offered by the policy, including wage losses, medical bills, and pain and suffering. After teen driving crashes in Florence, injured individuals should talk to a lawyer about the compensation they should expect.

The Challenges Caused by Teen Drivers

Teen drivers in Florence can increase the risk of accidents in several ways. First and foremost, they lack the experience to navigate in potentially dangerous conditions. When circumstances change abruptly on the road, inexperienced drivers are more likely to end up in a collision.

Furthermore, teen drivers become distracted more easily. They may be distracted by friends in the car, texting while driving, or even eating and drinking behind the wheel, causing them to take their attention away from the road.

When teen drivers end up in a potentially dangerous scenario, they may also lack the experience and skill necessary to reduce the force of the collision or the damage caused in the accident, which can further increase the injuries suffered by the other party.

Get Legal Support After a Teen Driving Car Accident in Florence

Teen driving accidents in Florence can have devastating outcomes. Following an accident, working with a lawyer could provide the much-needed support that helps injured individuals navigate the claims process and pursue compensation. Whether you’re negotiating with your insurance company for coverage for all your medical needs or dealing with the teen driver’s insurance company, a lawyer could make sure you understand your rights and the compensation you deserve. Contact us today for a free consultation.

Busald Funk Zevely PSC

Busald Funk Zevely PSC
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