Taxi Accidents in Florence

Getting a taxi should offer a safe way to get around Florence, whether you need a ride after a night out or simply want a safe, private way to get to your destination. Unfortunately, accidents can occur any time you take to the road, leaving you with serious injuries and challenges that can last long after the initial accident. After taxi accidents in Florence, contact a dedicated car accident attorney to learn more about your rights and how you can file a claim.

Filing a Claim Following a Taxi Accident

After taxi accidents in Florence, injured individuals may have several options for filing a claim. These options can allow them to cover the cost of needed medical treatment and manage other financial challenges, including lost income.

PIP Coverage

The state has a modified no-fault car accident policy. Most drivers have personal injury protection (PIP) insurance included in their auto insurance plans. If a covered individual suffers injury in a taxi accident in Florence, they have the right to use that PIP protection to cover the initial cost of medical care and wage losses related to the incident. Because of Kentucky’s modified no-fault policy, it does not matter that the covered individual was not driving a vehicle at the time of the incident.

The Taxi Driver’s Coverage

Taxi drivers, because they work behind the wheel, often carry substantial insurance policies designed to protect them and anyone in the vehicle in the event of an accident. In Florence, if the taxi driver caused the accident, injured individuals may have the right to use that coverage for any damages that exceed the value of their PIP protection, as well as compensation for their pain and suffering. Individuals without PIP insurance, including those who have opted out of Kentucky’s no-fault policy, can file a claim against the liable driver for any costs related to the accident.

Another Driver’s Auto Insurance

If another driver’s negligent actions caused a taxi accident, the injured party may have the right to file a claim through their insurance policy.

The Taxi Company

If the taxi company committed negligence that led to the accident, such as failing to maintain the taxi or ignoring a driver’s steep history of accidents, injured individuals may have the right to pursue compensation from the taxi company.

The Statute of Limitations in Taxi Accident Cases

Injured individuals usually have two years after an accident to file a claim for compensation. If they use PIP coverage, the statute of limitations may not start counting down until the last PIP payment is made.

Ideally, individuals injured in a Florence cab accident should move forward with the claim process as soon as possible so that they can find needed evidence and clearly establish the extent of their damages.

Contact a Florence Lawyer Following a Taxi Accident

Taxi accidents in Florence can lead to a complicated claim process, especially for individuals who have sustained severe injuries and will need to navigate the ins and outs of PIP coverage and a claim against the liable party’s insurance. At Busald Funk Zevely Law, we fight to help our clients maximize the compensation they can recover following the negligence of a taxi driver or another driver on the road. Contact us for a free consultation.