Drivers for rideshare companies like Uber and Lyft are a fixture on the roads. In recent years, they have become a popular option for getting around, and the number of drivers only continues to grow. Unfortunately, the rate of Uber/Lyft/rideshare accidents in Florence also continues to increase.
If you suffered injuries in one of these collisions, you may have a lot of questions about your rights. While involving these companies can further complicate an already difficult situation, a dedicated car accident attorney could help you pursue the financial compensation you deserve.
Can I Sue Uber or Lyft?
Typically, injured drivers cannot file a lawsuit directly against rideshare operators like Uber or Lyft. These businesses classify their drivers as independent contractors, and because they do not treat the drivers as employees, the acts of negligent drivers are also not held against them.
It is a good idea to speak with an attorney after a rideshare collision in Florence, as there are limited grounds for suing a rideshare company. For example, the company could be liable if negligent hiring practices contributed to the accident.
Relying on Rideshare Insurance Coverage
Although suing the rideshare company directly may not be an option, you could be covered by an insurance policy held by Uber or Lyft. Commonwealth law requires these corporations to provide their drivers with supplemental liability insurance in case of an accident. The extent of that coverage depends on the circumstances.
If the driver was not actively transporting a passenger or looking for a new ride in the app, the company’s insurance policy does not apply. However, coverage begins as soon as the driver starts looking for a passenger. The maximum coverage applies once the driver connects with a passenger and remains in effect until the drop-off.
It is worth noting that these policies are supplemental, meaning they fill any gaps left by the driver’s coverage. Whether the motorist involved in the crash is working for a rideshare company or not, you will need to exhaust their personal insurance first before Uber or Lyft will cover the cost of a Florence car accident.
Why Rideshare Accidents Are Common
Different factors increase the risk of an Uber/Lyft/rideshare accident in Florence. Some are related to operating a rideshare, while others are common causes of car accidents.
Human error is the most likely cause of a crash. Drivers who speed, operate their vehicles recklessly including texting while driving, or fail to stop at a red light are among the most common causes. Even relatively minor mistakes can increase the risk of a dangerous crash.
These drivers are also at risk for an accident for other reasons. Rideshare drivers often work long hours, which increases the risk of fatigue. Overly tired motorists are more likely to be distracted and have a reduced ability to avoid a collision in time.
Rideshare drivers often operate in unfamiliar areas, increasing the risk of driving the wrong way on a one-way street or becoming distracted by a navigation app.
Talk to a Lawyer in Florence About Your Uber/Lyft/Rideshare Accident
Uber/Lyft/rideshare accidents in Florence can have devastating consequences, and the right course of action might not always be obvious. The good news is that you have the opportunity to rely on experienced legal counsel to help you navigate this situation. Call today to discuss your case and legal options.
