Talking to Insurance Companies After a Bicycle Accident in Florence

As a cyclist injured in a vehicle collision, there are some important factors you need to consider before speaking with anyone from the driver’s insurer. The company might open a claim and assign an adjuster to investigate soon after the incident, and they will quickly try to contact you to gather information. However, before talking to insurance companies after a bicycle accident in Florence, you should contact one of our talented bicycle accident attorneys at Busald Funk Zevely P.S.C. Our legal guidance can help you to protect your rights and receive the compensation you deserve.

You Are Not Required To Give a Recorded Statement

A third-party insurer may telephone you directly to ask you to tell them what happened. The adjuster might ask to record your conversation so they can use it as evidence. Since you are likely to still be in shock and unclear of what occurred, you may inadvertently give the adjuster information they could later use to deny all or part of your claim.

Commonwealth law does not require you to give a recorded statement. Instead of answering their questions, you should simply request the adjuster’s contact information and tell them your lawyer will respond to them. An attorney experienced in handling claims for injuries from a bike crash in Florence can communicate with an insurer on your behalf to represent the facts of your case.

Do You Know How To Manage Well-Being Calls?

After you are hurt in a bike crash, an adjuster may call you as though acting out of apparent concern about your health. However, the truth is they do not actually care about your well-being. Their intention is to gather information from you before you have sought medical help or legal guidance. If you were to say something simple, such as, “I’m doing OK,” they can use it against you at a later stage to claim you were not really injured.

At Busald Funk Zevely P.S.C., we know how your seemingly harmless comment can jeopardize your claim. You are under no obligation to answer the adjuster’s call, and if an attorney represents you, the insurance company should not make direct contact. Following your bicycle accident in Florence, you should direct all communications with an insurer to your lawyer.

Overbroad Medical Releases

Insurance companies will ask you to sign release papers so they can have access to your medical records. While this may sound reasonable, companies usually word these requests in a way that allows them access to far more information than they legitimately need. In many cases, the release gives them permission to review your entire medical history, including records that have nothing to do with the accident.

At Busald Funk Zevely P.S.C., we have encountered adjusters who have used someone’s unrelated conditions to argue that the accident did not actually cause their injuries. For example, if you previously sought medical help for back pain, they might argue that the injury you are claiming for is not new. If, following a bike accident in Florence, you directly engage with an insurance firm and sign an overbroad medical release, recovering the full value of your claim can be much harder.

Following a Bike Crash in Florence, Call Our Lawyers Before Speaking to an Insurer

Our team at Busald Funk Zevely P.S.C. has been aggressively pursuing personal injury cases for decades. We understand how insurance companies work, especially when they are trying to take advantage of claimants without legal representation.

We recommend you seek legal representation before talking to insurance companies after a bicycle accident in Florence. Our experienced attorneys will handle every step of the process, including negotiating a settlement on your behalf. Call us today to arrange for a free case review.