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Bicycle accidents can change a person’s life in an instant. What begins as a simple ride can end with devastating injuries, mounting medical bills, and time away from work. When a driver’s negligence causes that harm, you deserve more than sympathy—you deserve justice. An experienced personal injury attorney can help you recover compensation for your injuries and hold the at-fault party accountable.
An Erlanger bicycle accident lawyer from our firm can help you secure financial recovery if someone else’s negligent actions caused a crash that injured you. Contact an attorney today to seek justice and hold the responsible party accountable.
What Laws Protect Bicyclists?
Commonwealth law gives cyclists the right to use public roads, and drivers are expected to share the road safely. Kentucky Revised Statutes § 189.340(2) states that drivers must maintain at least three feet of distance when passing a cyclist. Sometimes drivers fail to obey this rule and cause serious accidents.
The law also states that cyclists do not always have to use a bike lane when one is available. As a cyclist, you may legally use the full lane in several situations, including when the lane is too narrow to be safely shared with a motor vehicle. Our attorneys can explain how the law applies to your bike crash in Erlanger.
Bicycle Accident Cases
While a car provides substantial protection in a collision, a bicycle offers nothing. Cyclists do not have airbags, seat belts, or a metal frame to protect them. Bicycle accidents, therefore, often result in more catastrophic injuries that can require surgery, hospitalization, and months of rehabilitation. A bike crash may leave you with long-lasting pain and financial costs.
Following a bicycle crash, a driver may blame the cyclist for the accident. The comparative negligence system used in the Commonwealth means your settlement can be reduced based on your percentage of fault. Insurance companies regularly argue that the cyclist was hard to see or was going too fast for the road conditions. If they can show the cyclist was even 10 percent at fault, that is 10 percent they do not have to pay. After a bicycle crash, our Erlanger attorneys can deal with the insurance company for you, allowing you to focus on recovery.
Paying Immediate Medical Bills
In Kentucky, your own no-fault insurance, or Personal Injury Protection (PIP), should cover some of your medical costs. PIP coverage pays for your medical bills regardless of who was at fault for the accident. However, it is limited and may not be enough for all your medical expenses. When your costs exceed your coverage, our Erlanger attorneys can help you pursue additional compensation from the party that caused your bicycle accident.
Accepting a Settlement
An insurance company will likely contact you soon after your accident to offer a quick settlement. We advise our clients to never accept this initial offer. The insurance company’s goal is to resolve your case for the lowest amount possible, and they often entice people who need money immediately. Accepting the initial settlement means you could get a fast payout, but you likely will not secure enough to cover all of your losses. Our Erlanger attorneys can negotiate with the insurance companies on your behalf, ensuring you do not accept an offer that is lower than what your bicycle accident claim is worth.
Contact an Attorney After a Bicycle Accident in Erlanger
We have been fostering client relationships in the area for 40 years, striving to get desirable results by providing hands-on legal representation. We handle all types of injury cases and are ready to provide support and counsel in a time of need, when you may be concerned and confused about how to proceed.
Contact us now to schedule a legal consultation with an Erlanger bicycle accident lawyer. We are ready to protect your rights.
